Easystart Investments

About Easystart Investments, guaranteed by G&P Lazarou

Easystart Investments Limited, a 100% subsidiary of G&P Lazarou Estate Agents Ltd, is a property development company, specialising in the purchase and sale of residential and commercial property as well as plot divisions, with the objective of providing quality properties at attractive prices.

Easystart, established since 2021, is 100% owned by G&P Lazarou. The Director and principal driving force behind Easystart and G&P Lazarou Group is Petros Lazarou, a well-known businessman with over 30 years of experience in the real estate industry.

G&P Lazarou was established in 1992, from a small office in Nicosia consisting of just 2 people. The office primarily focused on land development and building plots. Year on year it grew in size and reputation, slowly expanding to other cities. Today it is Cyprus’ premier real estate agency, with offices in all major cities of Cyprus, with 30 employees and has been involved in over 3000 property sales and rentals.

The vision of Petros Lazarou is to become established and remain as the leading real estate agency in Cyprus.

G&P Lazarou and Easystart accomplish the vision of Petros Lazarou by buying properties at low prices, and then by cooperating with reputable property development and construction firms, complete the projects on time and deliver to the market to allow customers to purchase properties at better prices than those offered by the competition.

Petros Lazarou, a prominent businessman with over 30 years of experience in the real estate industry, is the Director and primary driving force behind Easystart and the G&P Lazarou Group.

Petros Lazarou

Managing Director

Easystart Investments Ltd

Easystart is seeking to raise €500,000 through a bond issue to use for expansion and development of operations. This fundraising initiative provides investors with a unique opportunity to be part of a new concept in land development whilst enjoying competitive returns.

The bond, issued at a discounted price of €0.9389 and redeemable at par, offers an attractive annual return of 6.5% making it an appealing option for those looking for short-term investment opportunities with reliable outcomes.

The bond issue will officially launch on February 10, 2025, with the funds raised allocated toward securing popular plots in urban areas at distressed prices and make a quick turnaround by offering the properties for sale or cooperating with select construction companies, with the aim of selling at attractive prices.

For investors, the fundraising process is facilitated through the CrowdX platform, which ensures a secure and regulated environment for subscribing to bonds and managing investments.

This issue is guaranteed by G&P Lazarou Estate Agents Limited, wholly owned by Petros Lazarou. The maximum amount guaranteed is limited to the amount raised. Based on the 2023 audited financial statements, G&P Lazarou Estate Agents Limited had total sales amounting to €1,2 mln and after-tax profits of €235,000. Total equity of the Company amounted to €602,000 in 2023 with total assets in excess of €1,3 mln.

G&P Lazarou Estate Agents Limited, with registration number HE330381 is a real estate agency operating since 2014 in Cyprus. Its offices are in Nicosia, on Athalassas Avenue 174, 2025 Strovolos.

The guarantor can be reached at:

Tel: (+357) 22 024949
Email: [email protected]
Web site: https://gplazarou.com/

The table shows the money you could get over the minimum period of investment, under different scenarios, assuming you invest €10,000. The scenarios shown illustrate how your investment could perform. You can compare them with the scenarios of other similar products.

Normal scenario
Based on the Company’s financial history, the existing assets to be developed and properties that the Company plans to purchase and develop with the amount to be raised through this plan, it is envisaged that the Company is expected to achieve significant profitability on the one hand, and on the other hand, be in a position to liquidate most of the properties under development in its portfolio, as a result of which, it will be able to pay the specified return of 6.5% on the bonds and to repay the capital amount to be raised.

Optimistic scenario
Since the bonds have a fixed return, any potential additional profits from the development and sale of properties will not result in additional gains for investors.

Pessimistic scenario
The Company, based on its 2024 audited financial statements has real estate assets under development at cost of €543,000. By collecting the €500,000 from this issue and investing them in additional properties, the Company’s portfolio will exceed €1,000,000. The amount drawn from this issue should be repaid in 12 months. Considering that:

Based on data from the Central Bank of Cyprus, the maximum drop in the real estate value index from 2011 to 2023 was observed in 2014, with a drop of 9.5%. Even in a similar decline in 2025, the value of the property of the Company will not decline below €900,000.

Since the Company’s borrowing from banks and third parties outside the Group based on the 2024 financial statements does not exceed €100,000, any possible drop in the real estate price index will not prevent the Company from repaying the bond in question of €500,000.

Therefore, even in the pessimistic scenario, the expected return remains 6.5%.

Below are the main risks associated with funding the project, with the sector, the project owner and the securities.

We have classified this product as 2 out of 7, which is a low-risk class. The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows how likely it is that the Issuer is unable to repay your investment and guaranteed return.

The chart rates the potential losses from future performance at a low level, and poor market conditions are not expected to impact the amount you could get back. Changes to tax laws/treaties may adversely affect returns on your investment.

The risk indicator assumes you keep the product for one year, which is the minimum holding period. The actual risk can vary significantly if you cash in at an early stage and you may get back less. Market developments in the future cannot be accurately predicted. The scenarios shown below are only an indication of some of the possible outcomes based on recent returns. Actual returns could be lower.

The Company is exposed to general risks such as market, credit, liquidity and geographical risk.